Loan Rates Savings Rates Certificate Rates and IRAs

Loan Rates
New Cars (FINANCING UP TO 100%)
TermsRates As Low As
3 years2.99%
4 years3.25%
5 years3.50%
6 years3.99%
Used Cars (FINANCING UP TO 80%)
TermsRates As Low As
2 years2.99%
3 years3.25%
4 years3.50%*
5 years3.99%*
* (Minimum auto value of $10,000 required)
Personal Loans
Preferred Customer Loans
TermMaximum Loan Amount A.P.R.
1 year$5,0009.95%
2 year$5,0009.95%
3 year$5,0009.95%
Unsecured Loans
TermMaximum Loan Amount A.P.R.
1 year$5,00016%
2 year$5,00016%
3 year$5,00016%
* - Amount of loan subject to credit evaluation.
Share Secured Loans
TermMaximum Loan Amount A.P.R.
1 year2.00%
2 year2.50%
3 year3.00%
4 year3.50%
Home Equity Loans
Variable Rate
(Effective January 1, 2014)
5 yearsAll variable rate loans are
10 yearsPrime Rate with a floor of 3.00%
15 yearsLifetime cap of 12.5%.
20 years
Fixed Rates
(All fixed rate loans are subject to availability)
5 Yearsas low as3.50%
10 Yearsas low as3.75%
15 Yearsas low as4.00%
20 Yearsas low as4.25%
All Home Equity Loans have a fee of $500.00
Classic Card - $12 annual fee14.90% A.P.R.600-699 FICO Score
Platinum Card - no annual fee9.0% A.P.R.700 and over FICO Score
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