Loan Rates Savings Rates Certificate Rates and IRAs
Effective as of: 07/13/2023
| SHARE CERTIFICATE AND IRA CERTIFICATE RATES (Annual Percentage Yield) | |||
| Term | A.P.R. | A.P.Y. | |
| 6 Month | 4.60% | 4.68% | |
| 12 Month | 4.80% | 4.89% | |
| 24 Month | 4.80% | 4.89% | |
| 36 Month | 4.80% | 4.89% | |
| 48 Month | 4.60% | 4.68% | |
| 60 Month | 4.40% | 4.47% | |
| ** One thousand dollar minimum** | |||
| Effective Date - July 2022 | |||
| FENFCU penalty for early withdrawal (withdrawal before the full maturity of the CD) will be 25 basis points (1/4 %) per quarter or portion of a quarter on the balance in the certificate (e.g., $2,000 certificate 1 year before maturity would have 100 basis points 1% penalty) = $20.00 | |||
